What can cause a loss of benefits for an individual receiving SSD?

Failure to report income accurately is indeed a primary reason that can lead to a loss of benefits for an individual receiving Social Security Disability (SSD). SSD benefits are contingent upon an individual's inability to perform substantial gainful activity, which means that if an individual is earning more than the defined income limit for SSD recipients, they may no longer qualify for benefits. Accurately reporting income is essential, as any discrepancies can result in overpayments, which will require repayment, or in some cases, a complete cessation of benefits until the issue is resolved.

In contrast, the other choices do not inherently cause a loss of SSD benefits. Not attending annual check-ups does not directly impact benefit eligibility, although it could have implications for health and disability status. Moving to a different state may require filing a change of address but typically does not affect the eligibility for benefits as long as the individual continues to meet the criteria for SSD. Increasing working hours may lead to benefits being reviewed, but it does not automatically result in the loss of benefits unless the individual's earnings exceed the limits set by Social Security. Thus, failure to accurately report income is the most direct cause of losing SSD benefits.