What is a major factor in the eligibility for SSDI?

The correct answer is based on the requirement that individuals must have accumulated sufficient work credits in order to qualify for Social Security Disability Insurance (SSDI). Work credits are earned based on your total yearly wages or self-employment income. The number of credits needed varies based on the age at which a person becomes disabled, but generally, applicants must have worked for a certain number of years and have a strong work history in order to be eligible for SSDI benefits.

In contrast, having no assets is not a determining factor for SSDI eligibility; this program is primarily concerned with work history rather than financial assets. Similarly, while age may play a role in certain considerations for disability programs, being younger than 50 does not in itself determine eligibility for SSDI. Current employment status is also not a major factor; individuals can become eligible for SSDI if they are unable to work due to their disability, even if they are currently unemployed, as long as they meet the work credit requirements. Thus, the accumulation of work credits is the key consideration for determining SSDI eligibility.