Which of the following statements about SSDI is true?

The statement regarding SSDI being judged by specific legal and medical standards is correct because the Social Security Administration (SSA) has established guidelines that determine whether an individual qualifies for Disability Insurance Benefits. To be eligible for SSDI, a person must demonstrate that their disability meets the SSA’s definition, which includes having a medical condition that severely limits their ability to perform basic work activities and is expected to last for at least 12 months or result in death. This structured approach helps ensure consistency and fairness in the adjudication of claims.

The other statements do not accurately reflect the SSDI program. While SSDI does take into account the individual’s past income to determine eligibility, it is ultimately based on their medical condition rather than their current income level. SSDI is not restricted to those over 65 years old; it is available to individuals who are disabled regardless of their age, provided they have sufficient work credits. Finally, not every disabled person qualifies for SSDI automatically; individuals must apply and meet the specific criteria set forth by the SSA.